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Different lenders have a wide variety of approaches to income, especially where performance related pay is concerned. One lender may be happy to take 100% of the latest bonus, whereas another may ignore it entirely until a 3-year track record can be proven.
A lender’s reasoning can be far from intuitive, and this leads to frustration and stress. With access to over 50 lenders and an intimate understanding of each, I will ensure your application is submitted to the one whose criteria best fit your needs.
Your home may be repossessed if you do not keep up repayments on your mortgage.