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Different lenders have a wide variety of approaches to income, especially where performance related pay is concerned. One lender may be happy to take 100% of the latest bonus, whereas another may ignore it entirely until a 3-year track record can be proven.
A lender’s reasoning can be far from intuitive, and this leads to frustration and stress. With access to over 50 lenders and an intimate understanding of each, we will ensure your application is submitted to the one whose criteria best fit your needs.
Your home may be repossessed if you do not keep up repayments on your mortgage.