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Contractor Mortgages, Rolling Contracts & Day Rates


It is increasingly common for applicants with careers in IT, law and banking to be employed on short-term, rolling contracts, with only a day-rate or hourly rate stated. It is essential that your contract status is fully understood by an underwriter prior to the submission of your application, otherwise your time can be needlessly wasted.

Some lenders require three years’ worth of full accounts, whilst others require nothing but a copy of the contract, even if it is your first. We will ensure that the pivotal documents are understood and approved by the lender at the outset, prior to a recommendation being made.


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Your home may be repossessed if you do not keep up repayments on your mortgage.

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