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Different lenders have different approaches to non-EU or non-UK applicants. Specific guidelines relating to the time remaining on a work visa, time spent in the country, and time spent in a particular role will affect how lenders view your application. I will ensure that your circumstances are fully understood, and that the correct recommendation is made.
Perhaps you would like to purchase in London from abroad? The vast majority of the UK’s High Street banks will only accept applications from UK taxpayers. The lenders that specialise in this area will have specific lending guidelines relating to the country from which your income originates and how it is demonstrated. I will talk you through your options as an overseas buyer to help secure the mortgage that’s right for you.
Your home may be repossessed if you do not keep up repayments on your mortgage.